Volatile markets can wipe out margins overnight. Our clients use hedging to:
Achieve accurate budgeting and forecasting
Protect profit margins from adverse FX movements
Remove uncertainty in unstable geopolitical conditions
Stay competitive when tendering or quoting overseas
Manage everything from your phone or desktop with our intuitive platform.
Instant spot transfers & forward contracts 24/7
Real-time rate alerts and automated rate orders
Hold & manage 30+ currencies in one account
Full audit trail and same-day reporting
Dedicated relationship manager plus 24/7 support team
Backed by over 40,000 happy clients and full FCA regulation (FRN 900 179).
Lock in favourable rates today and remove uncertainty tomorrow.
Known payment date (e.g. supplier invoice)
100% protection - lock the exact rate for a future date
Flexible timing within a set period
Lock the rate but draw down anytime inside an agreed window
Want protection but still benefit if rates move in your favour
Downside protection with unlimited upside potential - no obligation to execute
speak directly with a senior dealer (no obligation).
Best Overseas Payments Provider 2025, Client Service Excellence Award 2025 & we continue to grow our 5 star reviews on Trustpilot.
For over 21 years, one principle has guided every decision we make at Excel Currencies: We exist to put our customers first.
That means better exchange rates, complete transparency, faster transfers and genuinely personal support — every single time.
We're proud to have been recognised as a multiple award-winning provider because these independent accolades reflect the experience thousands of customers have had with us:
Our promise to you remains unchanged:
I'm deeply grateful to our exceptional team who deliver this level of service day after day. Their dedication has earned us these awards and, more importantly, the ongoing trust of expats, families, business owners and international property buyers across the world.
After more than two decades of customer-first focus — and with fresh recognition still coming in — I'm more confident than ever that we’ll keep delivering exceptional value for the next 21 years and beyond.
Thank you for choosing Excel Currencies. We never take your trust for granted.Karl Daly Founder & CEO Excel Currencies
Every business gets a named, experienced account manager who:
Understands your industry and regular payment cycles
Proactively monitors markets and alerts you to money-saving opportunities
Builds bespoke hedging strategies around your cash-flow
Is available by video, phone, email or in person - no chatbots, no ticket numbers
When transferring money abroad, trust and security are paramount. At Excel Currencies, we prioritise the safety of your funds, giving you peace of mind with every transaction.
With over two decades of experience, we are a reliable partner for your international money transfers.
Fully regulated by the Financial Conduct Authority (FCA) and registered with HMRC as a Money Service Business for 21+ years.
Your funds are held in dedicated, named accounts with globally trusted institutions like Barclays, Visa, and Currency Cloud.
Our advanced infrastructure adheres to stringent compliance and security protocols, ensuring your money is protected.
We proudly maintain an A+ 90% credit rating in the UK, reflecting our financial stability and reliability.
We implement rigorous processes to safeguard your funds against fraud, in line with FCA and Payment Services Regulations.
The account we open will be ( COP enabled ) in your personal or business name.
The accounts are held with Barclays, or Currency Cloud who are owned by Visa.
We hold an A+ 90% UK credit rating.
We are authorised and regulated by the FCA ( 911228 ). We are registered with HMRC as a Money Service Business.
Registered clients from around the world
Payments completed
Countries that we have made payments to
Years since we started trading
Every client is managed by an expert account manager who understands foreign exchange and how to make the market work for you. Our team collaborates with your business to optimise payment processe and uncover cost-saving opportunities. They will also keep you up-to-date with the latest currency movements and give you access to the tools you need to plan your payments effectively.
EcoSourcing Ltd · Sustainable homeware importer · 8 employees · £850k turnover
Founder Priya Patel was losing 12–18% of profit margins every quarter because GBP–EUR and GBP–CNY swings hit her supplier invoices. Manual bank transfers took 3–4 hours per payment, with two costly mistakes in 2024 (wrong IBAN + delayed clearance) that almost lost a key supplier.
Priya opened a multi-currency account and worked with her named account manager Jamie to set up simple fixed forward contracts for her regular quarterly orders. She now locks in rates the moment a purchase order is signed. Mass payouts let her pay 12 suppliers in one upload instead of 12 separate transfers.
Priya Patel, Founder “Bank-beating exchange rates and no hidden fees meant we finally stopped watching the news in panic every time sterling moved. Jamie’s personal service turned FX from a headache into something we barely think about.”
Precision Components Ltd · UK manufacturer exporting to US, Canada & Australia · 42 employees · £4.8m turnover
Tendering for a 24-month contract with a US retailer meant quoting in USD six months in advance. Volatile rates in early 2025 made accurate costing impossible — they were either over-quoting and losing bids or under-quoting and eroding margins.
Senior dealer Alex built a tailored window forward + FX option hybrid strategy. Precision locked a floor rate but kept upside potential. Their multi-currency account receives USD revenue and automatically converts only what’s needed, while the rest sits earning interest.
David Thompson,Finance Director “Having a real person who understands our industry and builds hedging strategies around our cash-flow calendar changed everything. No more guessing — just bank-beating rates and total clarity.”
Global Trade Partners Plc · International distributor · 180 employees · £28m turnover · suppliers in 14 countries
Paying 200+ overseas suppliers monthly was a full-time job for two finance staff. Hidden correspondent bank fees, incorrect SWIFT details, and delayed payments were costing £15k–£20k every quarter in late penalties and lost goodwill.
Switched to Mass Payout – Bulk Upload via one spreadsheet. All payments processed at interbank rates into 30+ currencies instantly. Dedicated relationship manager set up automated rate alerts and a rolling forward contract programme to smooth cash-flow forecasting.
Emma Richardson,Group Treasurer “Fast, secure international transfers with full audit trail and real people on the phone who actually answer. Our profit margins are protected, our suppliers are happy, and we’ve reclaimed two full-time equivalents for growth projects.”
Unaware that there was an alternative to my bank when sending money abroad, I was, justifiably hesitant in the beginning. In terms of price, service and execution of transfer. My expectations were not only met but surpassed. I can with confidence & already have recommended your service to friends, family and colleagues
Below are some of the more recent ones.
If you can't find answers to your questions, our team would be more than happy to assist you.
