Payments Guide

New Zealand Dollar (NZD)

Complete guide to making payments in Australian Dollar (AUD) with all required details and specifications.

Overview

Payment type	Priority	Regular
Cutoff time (UK Time)	2:00 pm	n/a
Delivery time frame	1 day	n/a
Maximum payment size	No limit	n/a
Payment Scheme	SWIFT	n/a
Destination countries	Any (excluding sanctioned)	n/a
Traces	Yes	n/a
Recalls	Yes	n/a
Ultimate payer displayed?	Yes	n/a

Required details

Priority payment

Field	Individual	Company	Permitted Data	Notes
Beneficiary Entity Type	Yes	Yes	‘individual’ or ‘company’ only	-
Beneficiary First Name	Yes	No	1-255 characters*	-
Beneficiary Last Name	Yes	No	1-255 characters*	-
Beneficiary Company Name	No	Yes	1-255 characters*	-
Beneficiary Address	Yes	Yes	1-255 characters*	-
Beneficiary City	Yes	Yes	1-255 characters*	-
Beneficiary Postcode	Yes	Yes	1-12 characters*	Only required when sending payments to Canada, Mexico and the USA.
Beneficiary State or Province	Yes	Yes	1-255 characters*	Only required when sending payments to Canada, Mexico and the USA.
Beneficiary Country	Yes	Yes	2 letter ISO country code	-
IBAN	Yes	Yes	15-34 alphanumeric characters; spaces permitted	IBAN must be used when sending payments to all IBAN countries. When sending to non-IBAN countries, account number must be used.
Account Number	Yes	Yes	Varies per destination country	When sending payments to non-IBAN countries, account number must be used. IBAN must be used when sending to all IBAN countries.
CLABE	Yes	Yes	18 digits	CLABE must be used instead of account number or IBAN when sending payments in any currency to Mexico. CLABE is the banking standard for the numbering of bank accounts in Mexico (equivalent to the Account Number in other jurisdictions).
BIC SWIFT	Yes	Yes	Valid ISO 9362 SWIFT BIC code; 8 or 11 alphanumeric characters	BIC SWIFT must be used when sending payments to any country except the USA. When sending to the USA, ABA must be used.
ABA	Yes	Yes	9 digits	American banks are identified by a 9 digit ABA number, also known as ‘Routing Number’. The ABA should be valid for FedWIRE payments. Some ABA values are only valid for FedACH payments. Payments to FedACH-only ABAs will fail. The ABA is required for all payments to the USA.
Payment Currency	Yes	Yes	3 letter ISO currency code	-
Payment Amount	Yes	Yes	Numeric amount	-
Payment Reference	Yes	Yes	1-255 characters*	-
Payment Reason	Yes	Yes	1-255 characters*	-
Payer Entity type	Yes	Yes	‘individual’ or ‘company’ only	-
Payer First Name	Yes	No	1-255 characters*	-
Payer Last Name	Yes	No	1-255 characters*	-
Payer Company Name	No	Yes	1-255 characters*	-
Payer Address	Yes	Yes	1-255 characters*	-
Payer City	Yes	Yes	1-255 characters*	-
Payer Postcode	Yes	Yes	1-12 characters*	Only required when sending payments to Canada, Mexico and the USA.
Payer State or Province	Yes	Yes	1-255 characters*	Only required when sending payments to Canada, Mexico and the USA.
Payer Country	Yes	Yes	2 letter ISO country code	-
Payer Date of Birth	Yes	No	ISO 8601 format (YYYY-MM-DD).	-
Payer Identification Type	No	Yes	‘incorporation_number’ only	-
Payer Date of Birth	No	Yes	1-255 characters*	-