Trusted by thousands for global transfers...

  • Buying or Selling a property overseas
  • Making Regular Transfers
  • Paying Family or Friends
  • Business FX and International Payments
Since 2004, we have helped our customers save time and money on their international money transfers.

BBC The Apprentice Star Baroness Karren Brady had this to say about our service...

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BBC The Apprentice Star Baroness Karren Brady had this to say about our service...


Unaware that there was an alternative to my bank when sending money abroad, I was, justifiably hesitant in the beginning. In terms of price, service and execution of transfer. My expectations were not only met but surpassed. I can with confidence & already have recommended your service to friends, family and colleagues

We have built up thousands of
5 star reviews since 2004

Below are some of the more recent ones.

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Simple Sign Up

Registering and securing a rate is easy with the right help

Register for an account

Sign up online or over the phone in just a few minutes.


Asses all the options available to you

A video or Phone call with your personal currency expert to discuss how you get the best outcome for your money.


Secure your rate

Your Currency Expert will help you lock in your exchange rate with no hidden transfer fees.


Send us the funds

Transfer funds via bank transfer to your own named account.


We make your transfer

Your conversion completes at the agreed rate and we release your payment.

Multiple Award-Winning & 5 Star Rated Currency Transfers

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Currency Brokerage of the year for 3 years in a row, 2023, 2024 & 2025.

Best Overseas Payments Provider 2025, Client Service Excellence Award 2025 & we continue to grow our 5 star reviews on Trustpilot.

A note from Karl Daly - CEO

For over 21 years, one principle has guided every decision we make at Excel Currencies: We exist to put our customers first.

That means better exchange rates, complete transparency, faster transfers and genuinely personal support — every single time.

We're proud to have been recognised as a multiple award-winning provider because these independent accolades reflect the experience thousands of customers have had with us:

  • Currency Brokerage of the Year - 2023, 2024 & 2025 (3 years running)
  • Best Overseas Payments Provider - 2025
  • Client Service Excellence Award - 2025
  • Consistently 5-star rated on Trustpilot with reviews growing every month

Our promise to you remains unchanged:

  • Bank-beating exchange rates
  • No hidden fees - ever
  • Fast, secure international transfers
  • Expert guidance & support - talk to a person who knows your name & situation

I'm deeply grateful to our exceptional team who deliver this level of service day after day. Their dedication has earned us these awards and, more importantly, the ongoing trust of expats, families, business owners and international property buyers across the world.

After more than two decades of customer-first focus — and with fresh recognition still coming in — I'm more confident than ever that we’ll keep delivering exceptional value for the next 21 years and beyond.

Thank you for choosing Excel Currencies. We never take your trust for granted.Karl Daly Founder & CEO Excel Currencies

A note from Karl Daly - CEO

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Protecting buyers and sellers of overseas property.

Buyer
Seller
Development

The truth about getting the best exchange rate

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Buying a property

Buying a property abroad?

Thinking of buying property abroad in 2026? Our step-by-step guide covers top countries, costs, legal tips, and how to avoid losing thousands on exchange rates with bank-beating rates & zero hidden fees from Excel Currencies.

Buying a property abroad
selling property

Selling a property abroad

Selling overseas property in 2026? Learn the process, UK CGT rules for expats, key taxes, and how to save thousands on transfers with bank-beating rates & no hidden fees from Excel Currencies.

Selling a property abroad

Safe & Secure International Money Transfers

When transferring money abroad, trust and security are paramount. At Excel Currencies, we prioritise the safety of your funds, giving you peace of mind with every transaction.

Trusted Since 2004

With over two decades of experience, we are a reliable partner for your international money transfers.


Regulated & Compliant

Fully regulated by the Financial Conduct Authority (FCA) and registered with HMRC as a Money Service Business for 21+ years.


Segregated Client Accounts

Your funds are held in dedicated, named accounts with globally trusted institutions like Barclays, Visa, and Currency Cloud.


Robust Security Standards

Our advanced infrastructure adheres to stringent compliance and security protocols, ensuring your money is protected.


Top UK Credit Rating

We proudly maintain an A+ 90% credit rating in the UK, reflecting our financial stability and reliability.


Fraud Protection

We implement rigorous processes to safeguard your funds against fraud, in line with FCA and Payment Services Regulations.

Own named accounts

The account we open will be ( COP enabled ) in your personal or business name.

Barclays, Currency Cloud & Visa

The accounts are held with Barclays, or Currency Cloud who are owned by Visa.

Credit Rating

We hold an A+ 90% UK credit rating.

Regulation

We are authorised and regulated by the FCA ( 911228 ). We are registered with HMRC as a Money Service Business.

45k+

Registered clients from around the world

450k+

Payments completed

135+

Countries that we have made payments to

21+

Years since we started trading


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We've got you covered

Send money to 120+ countries & 40+ Currencies

Frequently Asked Questions About Excel Currencies

We Move Money around the world. Safely, Quickly & with Ease.

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